Our insurance products

Rider Insurance

Peace of mind for as low as $100

A complete package to protect you as the rider + no deductible if you file a claim

Get a quote

Bicycle Insurance

Customized, awesome protection for as low as $9 per month!

Great coverages as standard + you can select optional coverages to suit your ride

Get a quote

E-bike Insurance

We'll even protect your e-bike battery

Complete coverage at home, away, when competing and worldwide

Get a quote

Why Chain Reaction Cycles Insurance leads the field

Powered by the experts

We are cyclists, we are enthusiasts, we are the specialists - It runs through our veins, cycling is in our blood.

Unbeatable value

You won’t find the same policy coverage for less anywhere in the World!

Top rated insurer

We’ve partnered with A.M.Best “A” rated, insurance company Markel to provide a policy superior to any other

Bicycle insurance comparison

We’ve made it easy for you to compare our specialist policy alongside a homeowners or renters policy. Make sure you have the coverage you need and that your fully protected should the unfortunate occur. Plus, do you know that most homeowners or renters policies premiums may rise in the event of a claim?

 
Homeowner Policy
Renter Policy
Crash Damage
yes
no
no
Vehicle Contact Protection
yes
no
no
Accidental Damage (away from home)
yes
Limited
Limited
Bicycle Shipping Coverage
yes
no
no
Worldwide Coverage
yes
Possibly
Possibly
Competition
yes
no
no

Our insurance coverages

Our policy features have been designed to keep you in the saddle and your wheels spinning.

About us

On an epic ride since 1984. We're now on a mission to make your insurance ride smooth and awesome.

Our story

We started up in 1984 and we’ve been on an epic ride ever since. From our beginnings as a small bike shop to launching insurance in 2017 we’ve pedalled hard to deliver an exceptional experience for our community and customers. We owe a huge thanks to our community of riders for joining us on this awesome journey, and we hope that you’ll continue to be a part of our story.

Bikes we protect

Chain Reaction Cycle Insurance offers protection for every type of ride.

More from us

Get a great deal on protection, feed your Strava habit and view the latest gear and reviews on The Hub

Extra protection

Extra protection

MTB, Road and Tri Protection To make things a little less painful, we sell all the top brands at the best deals in the World View protection

Strava Club

Follow us on Strava

The Hub

The Hub

Bike Insurance buying guide Why do I even need bicycle Insurance? Confused? So were we, that's why created our own policy. Read more