We’ll even protect your e-bike battery

Complete coverage for your e-bike whilst at home, away, and even while you’re competing, so that you can do what you love with absolute peace of mind + whatever you need for your ride, you can choose it. Include what’s important to you and control the price you pay - simple, customised and affordable.

Policy Coverages included as standard

You’ll get all of the below coverages as standard. Then customize from our optional features to create a policy to suit your ride.






Customize your coverage

You can choose any or all of the below coverages.

Worldwide Protection

Whether your shredding down the Alps, racing the roads or taking a leisurely break with your loved one (we mean your bike), our Worldwide Physical Damage coverage will protect you when traveling the World.

Vehicle Contact Protection

Designed to protect you against drivers that aren't properly insured. If you're injured by a motor vehicle, we'll take care of the costs.

Roadside Assistance

If you breakdown we'll get you moving again. Nationwide 24-hour emergency service with up to 35 miles of transportation per breakdown.

Liability

We'll protect you against Liability damage claims if you're responsible for injury or property damage to other road users while riding your bike. This extends to Competitions if you've selected that option.

Medical Payments

We can help with the pain of medical costs if you're injured while riding. You choose a limit between $1,000 - $10,000

Compare our products

Quickly see what is and what isn’t included in each of our insurance products

 
Rider Insurance
Bicycle Insurance
E-bike Insurance
Theft
no
yes
yes
Accidental Damage
no
yes
yes
Crash Damage
no
yes
yes
Insured at Full Value
no
yes
yes
Worldwide Protection
yes
Optional
Optional
Competition
yes
yes
yes
Competition Fee Reimbursement
no
yes
yes
Vehicle Contact Protection
yes
Optional
Optional
Roadside Assistance
yes
Optional
Optional
In-Transit
no
yes
yes
Medical Payments
yes
Optional
Optional
Liability
yes
Optional
Optional
Liability Active
no
yes
yes
Rental Reimbursement
no
yes
yes
Accessories
no
yes
yes
Spare Parts
no
yes
yes
Triathlon Transition
no
yes
no
Vandalism
no
yes
yes
Additional Bike Discount
no
yes
yes
Battery Insurance
no
no
yes
Customer Service
no
no
no
Monthly Payments
no
no
no
Flexible DeductIbles
no
no
no

Why Chain Reaction Cycles Insurance leads the field

Powered by the experts

We are cyclists, we are enthusiasts, we are the specialists - It runs through our veins, cycling is in our blood.

Unbeatable value

You won’t find the same policy coverage for less anywhere in the World!

Top rated insurer

We’ve partnered with A.M.Best “A” rated, insurance company Markel to provide a policy superior to any other

Our insurance products

Rider Insurance

Peace of mind for as low as $100

A complete package to protect you as the rider + no deductible if you file a claim

Get a quote

Bicycle Insurance

Customized, awesome protection for as low as $9 per month!

Great coverages as standard + you can select optional coverages to suit your ride

Get a quote

E-bike Insurance

We'll even protect your e-bike battery

Complete coverage at home, away, when competing and worldwide

Get a quote