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What is a deductible?

Your deductible is the amount of money you are responsible for paying in the event of a covered loss (a claim) to the insured bicycle. For example, if your $5,000 bike is stolen with a $250 deductible on Bicycle Physical Damage, Chain Reaction Cycles Insurance would pay up to $4,750 for the claim and your responsibility would be $250. Chain Reaction Cycles Insurance offers deductible options ranging from $100 up to $500.

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