Insurance that goes the extra mile

We’ll provide theft, physical loss, damage and liability coverages as standard + you can choose the rest to suit your ride at a price that you’ll like. Don’t ride without Chain Reaction Cycles Insurance.

Why Chain Reaction bicycle insurance leads the field

Experts
Powered by the experts

We are cyclists, we are enthusiasts, we are the specialists - It runs through our veins, cycling is in our blood.

Value
Unbeatable value

You won’t find the same policy coverage for less anywhere in the World!

Top Rated Insurer
Top rated insurer

We’ve partnered with A.M.Best “A” rated, insurance company Markel to provide a policy superior to any other

Bicycle insurance comparison

We’ve made it easy for you to compare our specialist policy alongside a homeowners or renters policy. Make sure you have the coverage you need and that your fully protected should the unfortunate occur. Plus, do you know that most homeowners or renters policies premiums may rise in the event of a claim?

 
Chain Reaction
Homeowner Policy
Renter Policy
Crash Damage
yes
no
no
Vehicle Contact Protection
yes
no
no
Accidental Damage (away from home)
yes
Limited
Limited
Bicycle Shipping Coverage
yes
no
no
Worldwide Coverage
yes
Possibly
Possibly
Competition
yes
no
no
 
Chain Reaction
Homeowner Policy
Renter Policy
Crash Damage
yes
no
no
Vehicle Contact Protection
yes
no
no
Accidental Damage (away from home)
yes
Limited
Limited
Bicycle Shipping Coverage
yes
no
no
Worldwide Coverage
yes
Possibly
Possibly
Competition
yes
no
no