Find fast answers to our most frequently asked questions
- What if my bike is not new, is it worth insuring?
Even if it isn’t new we can insure your bike and we recommend it. Replacing a broken or stolen bike can still be very expensive even if it is a few years old.Continue reading →
- Is my bicycle covered if I drive into a parking garage forgetting it is on my car’s roof?
With Chain Reaction Cycles Insurance it is.Continue reading →
- Is my bike covered if it is on the car bike rack and I am rear ended?
Yes, the bike is covered subject to the policy deductible.Continue reading →
- What if I get hit by a car?
In the unfortunate event you are hit by a car your bike will be covered under your bicycle Physical Damage Coverage. If you have chosen to purchase our Medical Payments coverage you will also be covered up to the limits you selected at the time of purchase for any medical expenses incurred as a result of the accident.
If you select our Vehicle Contact Protection cover option and are hit by a car with an uninsured or underinsured driver, the costs associated with the physical injuries you sustain will be covered up to the benefit limit.Continue reading →
- Is my bike covered if I race?
Yes, your coverage automatically applies to when you race your bike in the USA and Canada and can be extended to cover you for racing anywhere in the world.Continue reading →
- I have more than 1 bike. Do I get a discount?
Yes you do get a discount for insuring more than one bike. As you go through the quote process and add more bikes the rates quoted will be discounted.Continue reading →
- What happens if I buy a new bike?
Whether you’re replacing your current bicycle or adding a new one to the stable, we’ll automatically cover the new bike for up to 30 days from the time of purchase. Just let us know before the 30 days are up if you want it added it to your policy.Continue reading →
Our insurance products
Peace of mind from as little as $100 per year
A complete package to protect you as the rider + no deductible if you file a claim
Customized, awesome protection for as low as $9 per month!
Great coverages as standard + you can select optional coverages to suit your ride
We'll even protect your e-bike battery
Complete coverage at home, away, when competing and worldwide