Find fast answers to our most frequently asked questions
- Can I insure my bike for just the riding season?
Chain Reaction Cycles Insurance are 12 month policies that covers your bike in the USA & Canada. While our policies are all calculated on an annual premium, we have taken into account where you live. So while you might only be able to ride for 9 months of the year because you are under 5 feet of snow in winter, your annual premium will reflect this. Keep in mind, any number of things can happen to your bike during the non-riding months (theft, vandalism, etc.), and we will cover many of those mishaps. Plus, you can receive a credit on your renewal rate for maintaining loss-free, continuous coverage.Continue reading →
- Does Chain Reaction Cycles Insurance offer coverage for bikes kept in Canada?
Our coverage is only available to for US residents with bicycles stored at a USA address.Continue reading →
- Will I be covered for a trip to Europe?
Our physical damage coverage can be extended to cover your bike anywhere in the world with our optional Worldwide protection.Continue reading →
- Does Chain Reaction Insurance offer trip insurance?
No. Chain Reaction Cycles Insurance offers an annual policy that covers your bike in the USA & Canada. However, physical damage coverage for your bicycle can be extended to cover you anywhere in the worldContinue reading →
- Am I covered for cross state bike trips?
For sure, Chain Reaction Cycles Insurance automatically covers you for the coverage you purchased in all US states and Canada.Continue reading →
- Does Chain Reaction Cycles Insurance cover me for a visit to Hawaii?
For sure it does. Hawaii is part of the USAContinue reading →
- Does the Chain Reaction Cycles Insurance policy cover me for a visit to Puerto Rico?
No, Puerto Rico is not a US state but you can easily get covered when you extend your policy worldwide.Continue reading →
Our insurance products
Peace of mind from as little as $100 per year
A complete package to protect you as the rider + no deductible if you file a claim
Customized, awesome protection for as low as $9 per month!
Great coverages as standard + you can select optional coverages to suit your ride
We'll even protect your e-bike battery
Complete coverage at home, away, when competing and worldwide