FAQs

Chain Reaction Cycles Insurance are 12 month policies that covers your bike in the USA & Canada. While our policies are all calculated on an annual premium, we have taken into account where you live. So while you might only be able to ride for 9 months of the year because you are under 5 feet of snow in winter, your annual premium will reflect this. Keep in mind, any number of things can happen to your bike during the non-riding months (theft, vandalism, etc.), and we will cover many of those mishaps. Plus, you can receive a credit on your renewal rate for maintaining loss-free, continuous coverage.

Our coverage is only available to for US residents with bicycles stored at a USA address.

Our physical damage coverage can be extended to cover your bike anywhere in the world with our optional Worldwide protection.

No. Chain Reaction Cycles Insurance offers an annual policy that covers your bike in the USA & Canada. However, physical damage coverage for your bicycle can be extended to cover you anywhere in the world

For sure, Chain Reaction Cycles Insurance automatically covers you for the coverage you purchased in all US states and Canada.

For sure it does. Hawaii is part of the USA

No, Puerto Rico is not a US state but you can easily get covered when you extend your policy worldwide.