Cycling peace of mind for as low as $100
If you choose not to insure your bike we offer a specialist cycling policy solely for the rider. Plus we won't charge you a deductible if you need to file a claim.
Policy Coverages included as standard
The below coverages are included in our rider insurance policy. You can deselect any policy coverage to customize your protection and create a policy to suit your ride.
We'll protect you against Liability damage claims if you're responsible for injury or property damage to other road users while riding your bike. This extends to Competitions if you've selected that option.
Wherever and whatever you compete in, we'll pick up the tab for accidental damage, crashes and theft.Included as standard.
Vehicle Contact Protection
Designed to protect you against drivers that aren't properly insured. If you're injured by a motor vehicle, we'll take care of the costs.
If you breakdown we'll get you moving again. Nationwide 24-hour emergency service with up to 35 miles of transportation per breakdown.
We can help with the pain of medical costs if you're injured while riding. You choose a limit between $1,000 - $10,000
Compare our products
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Why Chain Reaction Cycles Insurance leads the field
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We are cyclists, we are enthusiasts, we are the specialists - It runs through our veins, cycling is in our blood.
You won’t find the same policy coverage for less anywhere in the World!
Top rated insurer
We’ve partnered with A.M.Best “A” rated, insurance company Markel to provide a policy superior to any other
Our insurance products
Peace of mind for as low as $100
A complete package to protect you as the rider + no deductible if you file a claim
Customized, awesome protection for as low as $9 per month!
Great coverages as standard + you can select optional coverages to suit your ride
We'll even protect your e-bike battery
Complete coverage at home, away, when competing and worldwide