Cycling peace of mind from as little as $100 per year
If you choose not to insure your bike we offer a specialist cycling policy solely for the rider. Plus we won't charge you a deductible if you need to file a claim.
Policy Coverages included as standard
The below coverages are included in our rider insurance policy. You can deselect any policy coverage to customize your protection and create a policy to suit your ride.
Liability
We'll protect you against Liability damage claims if you're responsible for injury or property damage to other road users while riding your bike. This extends to Competitions if you've selected that option.
Competition
Wherever and whatever you compete in, we'll pick up the tab for accidental damage, crashes and theft.Included as standard.
Vehicle Contact Protection
Designed to protect you against drivers that aren't properly insured. If you're injured by a motor vehicle, we'll take care of the costs.
Roadside Assistance
If you breakdown we'll get you moving again. Nationwide 24-hour emergency service with up to 35 miles of transportation per breakdown.
Medical Payments
We can help with the pain of medical costs if you're injured while riding. You choose a limit between $1,000 - $10,000
Compare our products
Quickly see what is and what isn’t included in each of our insurance products
Why Chain Reaction Cycles Insurance leads the field
Powered by the experts
We are cyclists, we are enthusiasts, we are the specialists - It runs through our veins, cycling is in our blood.
Unbeatable value
You won’t find the same policy coverage for less anywhere in the World!
Top rated insurer
We’ve partnered with A.M.Best “A” rated, insurance company Markel to provide a policy superior to any other